I understand how confusing the home-buying process can see to a buyer these days. That's why GMAC Mortgage has a myriad of programs designed to help customers become informed and confident homebuyers.

With innovative mortgage products that specifically address a buyer's special needs, GMAC has taken the confusion out of financing a home. Here are some samples of programs.

• Expressway Credit Pre-Approval: Discover how much you are qualified to borrow before you find a home that might be over your range. Lock in a rate before you look so you can eliminate the worry that the rates may change before you purchase
• HomeStrength: This innovative down payment assistance program is for a buyer with limited savings. They may be able to buy a home sooner because It helps cover some or all of their down payments or closing costs.
• 80/20 Plans: These plans offer solutions that may enable a buyer to avoid private mortgage insurance (PMI) and buy a house with little or no down payment. This way you can have more money in your pocket at closing and each month without the PMI expense.
• Standard Programs Too: We also offer the mortgage programs that you may already be familiar with such as fixed rate and adjustable rate mortgages, FHA/VA options, some other low-down payment or no down payment programs, special buy-down loans, and rate lock/rate cap programs.

And, I pack our programs with 5 promises:
1. I am easy to reach
2. I am specially trained to understand your needs.
3. I de-mystify the process
4. I will walk you through the mortgage options to ensure we find the right one for you.
5. I will continue to provide value long after the closing.