As many of you might know it is important for Realto'sr® to be partnered with a Mortgage Representative in order to provide full services to our Buyers as well as our Sellers.

I would like to introduce John Chasteen, Senior Loan Officer as my mortgage partner. Recently John associated himself with Ross Mortgage.

Ross Mortgage is unique in that they have the ability to approve all of their own transactions, all of their underwriting is down in house. So what does this mean for you? It means that if you need to have a loan expedited, John has control to make this happen, instead of being just another mortgage representative waiting in line to get their approval. This can greatly speed up the mortgage process helping a seller get their home closed faster and a buyer in a new home faster with the least amount of hassle.

When it comes to the closing table, Ross Mortgage funds the transaction with their own money at the closing table instead of waiting for the funds to be wired from the lending institution

You might be asking, how is Ross Mortgage better than other Brokers? They have the ability to do their own underwriting and fund their own transactions as a Correspondent Lender is what really distinguishes them from a traditional broker. They are certified by the lenders they work with such as Chase, Wells Fargo, Sun Trust, etc. to do the underwriting for them. Ross has the authority to approve the transaction, a broker does not. A similarity between them is that a traditional broker is that they both have the ability to get rates from a variety of lenders so that the borrower gets the best deal available on any given day. So as you can see, Ross Mortgage offers the best of both worlds, great rates like a broker, underwriting control like the final lender.

To find out more about how John can service you call him at 313.670.1805 or email at jchasteen@rossmortgage.com